How to buy a home in times of crisis

Colombia and the whole world are currently going through one of the most significant crises of the 21st century, with not only social and cultural effects but also direct impacts on our habits, showing that the environment and public health are pillars of our economy.

However, despite the market disruption and the wide margin of uncertainty seen across every media outlet, there is one path that is still safe. 

Investing in real estate.

In circumstances like the current one, it's worth remembering our grandparents when they talked about investing in bricks and historically, buying property has always been the most stable investment in any portfolio offered, and even the one that appreciates most in the long term.

For example, compared with currencies it shows more consistent behavior, without sudden changes in value. In fact, real estate tends to appreciate exponentially over time.

Likewise, compared with investing in a business, it doesn't require frequent capital injections or staff to maintain its value, and in many cases you can obtain tax benefits depending on how the property is acquired.

Buying a home is the right bet, but it must be done with planning so you can reach your goal of having your own space, the one where you want to live it all. That's why at Arquitectura y Concreto we want to offer you the best tools for buying your first property.

In response to market conditions, and mindful of the need to keep our society united and working as a team, we have postponed the payment of the first installment, allowing you, after reserving the property, to make the first installment payment in June.

This way you can use these two months as the perfect window to start saving to buy your house or apartment and better plan all your finances.

Bearing in mind the national crisis, at Arquitectura y Concreto we want you to be the one in control of the investments you want to make. That's why we offer you the option to customize your payment plan, so you don't limit your cash flow and can prepare over time to complete the down payment on the property.

Additionally, in some projects we have early payment discounts that will bring you much closer to fulfilling your dream of owning a home.

Since now is the time to buy, we have enabled a new purchase channel, making it easier to complete the property reservation process.

With this we want to remove any excuse that might limit your dreams. While you're at home with your family, you can choose the project that best fits the space you've been dreaming of for years, tour it on our website, and make the reservation through PSE, so the payment is reported to each project's trust company.

P.S.: there's an extra surprise for you: during the crisis period in Colombia, the reservation amount could be just COP $1,000,000 for some projects. 

We know there's nothing better than having your own space, feeling safe surrounded by your family and the countless memories and experiences you've lived in a home that has watched your children, pets and business grow; or even that space where you've advanced professionally and spent long hours studying to finish a degree.

Don't let anything stop your dreams; allow yourself to keep aspiring to something ever bigger, more beautiful and incredible. Make the most of every second and don't postpone your happiness and that of your loved ones.

At Arquitectura y Concreto we're here to help you fulfill your dreams and support you through every stage of the process. Remember that you can now contact us via WhatsApp and ask us absolutely every detail about the home buying process.